Discuss AHIP AHM-520 Exam Topic 5 Question 10

The following statements are about rate ratios used by health plans. Select the answer choice containing the correct statement:

AWhile rate ratios consider family size, they are most often based on competitive factors, such as the ratios being used by competitors and the ratios that plan sponsors are requesting.

BIf the rate ratio for a couple rate category is 2.0, then the single premium is divided by 2.0 to derive the couple rate category premium.

CA rate ratio can only be increased if the health plan has obtained regulatory approval.

DThe effect of a typical family rate ratio is that a family rate is somewhat higher than it otherwise should be, and the single rate is somewhat lower that it otherwise should be.

Suggested Answer: A

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10 comments · newest first

Corrinne 1 year ago

Family rates being higher than they should be? Sounds about right.

Isabella 1 year ago

I've heard that regulatory approval is a must for changing rate ratios.

Sherita 1 year ago

Wait, so the couple rate is just half the single rate? That seems off.

Filiberto 1 year ago

I disagree, family size should matter more!

Melvin 1 year ago

Rate ratios are definitely influenced by competitors.

Deeanna 1 year ago

Hmm, I'm a bit unsure about this one. The options cover a range of SSO features, so I'll need to think carefully about which ones are actually true.

Daniel 1 year ago

I'm feeling confident about this one. Modifying the /proc filesystem is the quick way to enable IP forwarding, and updating the /etc/sysctl.conf file ensures the setting is preserved after a reboot. I'll go with option A.

Isidra 1 year ago

I remember that descriptive analytics is about summarizing past data, so I think that might be the right answer here.

Leonida 1 year ago

I recall we practiced questions related to power distribution, and if I remember correctly, it focused on optimizing voltage levels.

Harrison 1 year ago

Hmm, I'm a bit confused about how the 10% closing inventory rule works. I'll need to make sure I understand that before I can solve this.

AHIP AHM-520 Exam - Topic 5 Question 10 Discussion