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AHIP AHM-520 Exam - Topic 5 Question 10 Discussion

The following statements are about rate ratios used by health plans. Select the answer choice containing the correct statement:
A) While rate ratios consider family size, they are most often based on competitive factors, such as the ratios being used by competitors and the ratios that plan sponsors are requesting.
B) If the rate ratio for a couple rate category is 2.0, then the single premium is divided by 2.0 to derive the couple rate category premium.
C) A rate ratio can only be increased if the health plan has obtained regulatory approval.
D) The effect of a typical family rate ratio is that a family rate is somewhat higher than it otherwise should be, and the single rate is somewhat lower that it otherwise should be.

AHIP AHM-520 Exam - Topic 5 Question 10 Discussion

Actual exam question for AHIP's AHM-520 exam
Question #: 10
Topic #: 5
[All AHM-520 Questions]

The following statements are about rate ratios used by health plans. Select the answer choice containing the correct statement:

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Suggested Answer: A

by Delmy at May 10, 2022, 01:03 AM

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Corrinne
11 months ago
Family rates being higher than they should be? Sounds about right.
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Isabella
11 months ago
I've heard that regulatory approval is a must for changing rate ratios.
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Sherita
11 months ago
Wait, so the couple rate is just half the single rate? That seems off.
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Filiberto
11 months ago
I disagree, family size should matter more!
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Melvin
11 months ago
Rate ratios are definitely influenced by competitors.
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Deeanna
12 months ago
Hmm, I'm a bit unsure about this one. The options cover a range of SSO features, so I'll need to think carefully about which ones are actually true.
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Daniel
12 months ago
I'm feeling confident about this one. Modifying the /proc filesystem is the quick way to enable IP forwarding, and updating the /etc/sysctl.conf file ensures the setting is preserved after a reboot. I'll go with option A.
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Isidra
12 months ago
I remember that descriptive analytics is about summarizing past data, so I think that might be the right answer here.
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Leonida
12 months ago
I recall we practiced questions related to power distribution, and if I remember correctly, it focused on optimizing voltage levels.
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Harrison
12 months ago
Hmm, I'm a bit confused about how the 10% closing inventory rule works. I'll need to make sure I understand that before I can solve this.
upvoted 0 times
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