Provider reimbursement methods that transfer some utilization risk from a health plan to providers affect the health plan's RBC formula. A health plan's use of these reimbursement methods is likely to result in
C) A decrease the health plan's net worth requirement
A) An increase the health plan's underwriting risk
I feel like option B makes sense because if they're transferring risk, it might actually lower credit risk, but I could be mixing it up with another topic.
I remember discussing similar questions in class, and I think transferring risk usually increases underwriting risk, but I’m not confident about the other options.
I'm pretty confident that the answer is A. Transferring more risk to providers would increase the health plan's underwriting risk, not decrease its credit risk or net worth requirement.
Okay, I think I've got this. If the health plan is transferring more utilization risk to providers, that should increase the plan's underwriting risk, which is option A.
Hmm, I'm a bit confused by the wording here. I'll need to review my notes on RBC formulas and how different reimbursement approaches can affect a health plan's risk profile.
This looks like a tricky question about the impact of provider reimbursement methods on a health plan's RBC formula. I'll need to think through the different options carefully.
Okay, I think I've got it. The key advantage is that the user doesn't need to get involved in the resolution process. That saves time and effort for both parties.
Hmm, I'm not totally sure about this one. I know FlexCards can do a lot, but I'm not certain about the specific options for the action button. I'll have to think this through carefully.
Hmm, I'm a bit unsure about this one. The options seem pretty similar, but I'm leaning towards B - implementing an independent system to capture customer data. That seems like a key step in becoming more customer-driven.
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