The following examples describe situations that expose an individual or a health plan to either pure risk or speculative risk:
Example 1 --- A health plan invested in 1,000 shares of stock issued by a technology company.
Example 2 --- An individual could contract a terminal illness.
Example 3 --- A health plan purchased a new information system.
Example 4 --- A health plan could be held liable for the negligent acts of an employee.
The examples that describe pure risk are
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