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In evaluating the claims experience during a given rating period of the Lucky Company, the Calaway Health Plan determined that the claims incurred by Lucky were lower than Calaway anticipated when it established Lucky's premium rate for the rating period. Calaway, therefore, refunded a portion of Lucky's premium to reflect the better-than-anticipated claims experience. This rating method is known as:
Suggested Answer: B
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11 comments · newest first
CH
Cherri
1 year ago
Classic case of retrospective rating, nothing surprising here.
PA
Pamela
1 year ago
I thought premium refunds were always a good sign, but this is interesting!
BR
Brigette
1 year ago
Wait, are we sure it’s not blended rating? Seems a bit off.
MA
Maybelle
1 year ago
Totally agree, it fits the definition perfectly!
NA
Natalie
1 year ago
This is definitely retrospective experience rating.
OL
Olga
1 year ago
This seems like a straightforward performance testing question. I think the key is understanding how to apply the personas to create realistic user scenarios.
CI
Ciara
1 year ago
This one seems pretty straightforward. I'm pretty sure the answer is DNS, since that's how we can reference IP addresses with easy-to-remember names.
NO
Norah
1 year ago
I'm pretty confident this is "Teeming and Lading". The key details about delaying banking and covering the shortage match that option, so I'm going to go with that.
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Eladia
1 year ago
Ah, I remember learning about this in class. Bitcoin's creator, Satoshi Nakamoto, chose Proof of Work as the consensus algorithm for the Bitcoin network. I'm confident that's the correct answer.
MA
Malissa
1 year ago
Hmm, not sure about this one. I'll need to review subnet masks and IP addressing.
TE
Tequila
1 year ago
Hmm, I'm not sure about this one. I'll need to review my notes on operant conditioning and the role of antecedents and consequences. Gotta make sure I get this right.