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AHIP AHM-510 Exam - Topic 4 Question 17 Discussion

Posted by Moon on May 07, 2022 at 01:20 PM

Congress enacted three clauses relating to the preemptive effect of the Employee Retirement Income Security Act of 1974 (ERISA). One of these clauses preserves from ERISA preemption any state law that regulates insurance, banking, or securities, with the exception of the exemption for self-funded employee benefit plans. This clause is called the

Suggested Answer: A

The savings clause preserves from preemption any state law that regulates insurance, banking or securities except as provided by the deemer clause.


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10 comments · newest first
JO
Joni 1 year ago
Interesting, I never knew there was a self-funded exemption!
NE
Nettie 1 year ago
Yup, Savings clause is right!
GE
Geraldine 1 year ago
Wait, are you sure? I thought it was the Deemer clause.
RA
Rachael 1 year ago
Totally agree, it's definitely the Savings clause.
AJ
Aja 1 year ago
It's called the Savings clause!
PA
Page 1 year ago
Contacting support and asking for a security exception seems like the easiest option, but I'm not sure if that's the best approach. I'll try to analyze the event details first before going that route.
TH
Therese 1 year ago
I remember that OSHA has specific rules depending on the number of employees, but I'm not confident if it's 5 or 15.
WE
Weldon 1 year ago
I'm pretty uncertain about the sophisticated segmentation opportunities being a disadvantage. That seems more like an advantage to me.
GE
Gennie 1 year ago
The risk register seems less relevant here. I think the personal information inventory is the best choice to identify and respond to an individual's request about their data.
MA
Maryrose 1 year ago
The key is methodical steps: calculate current inches, add 20% buffer, divide by shelf unit capacity, then round up to ensure we have enough space.
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