AHIP AHM-250 Exam - Topic 6 Question 65 Discussion

Actual exam question for AHIP's AHM-250 exam

Question #: 65
Topic #: 6

Phillip Tsai is insured by both a traditional indemnity health insurance plan, which is his primary plan, and a health plan, which is his secondary plan. Both plans have typical coordination of benefits (COB) provisions, but neither has a nonduplication of

A$0

B$300

C$400

D$900

Show Suggested Answer

Suggested Answer: D

by Janey at Feb 08, 2023, 02:31 AM

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Reena

9 months ago

Not sure about this, how can both plans pay the same bill?

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Jeanice

9 months ago

Definitely agree, $300 is too low for coverage limits.

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Tracie

9 months ago

Wait, so he can double dip on benefits? That seems off.

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Lajuana

10 months ago

I think $400 makes sense for nonduplication.

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Emmanuel

10 months ago

Both plans can cover the same expenses, that's interesting!

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Galen

10 months ago

I'm leaning towards $900 because it seems like a higher limit that might be used in more comprehensive plans.

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Carin

10 months ago

I feel like the $400 option might be common in some plans, but I can't recall if it applies to Phillip's situation.

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Queenie

10 months ago

I think I saw a practice question similar to this one, and it had a $300 limit. Could that be the right answer here?

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Antonette

10 months ago

I remember studying COB provisions, but I'm not entirely sure how the nonduplication works in this case.

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Hailey

10 months ago

Hmm, I'm a little unsure about this one. I know perpetuity is related to annuities that go on forever, but I'm not totally confident that's the right answer. I'll have to think it through carefully.

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Rashida

10 months ago

Hmm, I'm not totally sure about this one. Portfolio management principles... let me think. I know there are a few key ones, but I'm drawing a blank on the specifics right now. Guess I'll have to make an educated guess.

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Tequila

10 months ago

I'm not too familiar with the Avaya GREP tool, so I'm not entirely confident in my answer. I'll have to review the information about it again before making a decision.

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Rosenda

1 year ago

Hmm, let me consult my magic 8-ball... 'Reply hazy, try again later.' Well, that's not helpful!

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Berry

1 year ago

I bet the answer is $420 - because that's the only number that's really 'high' in this context.

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Billy

1 year ago

This question is really making me wish I had a crystal ball to see the right answer.

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Allene

1 year ago

D) $900

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Shayne

1 year ago

C) $400

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Jaleesa

1 year ago

B) $300

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Hubert

1 year ago

A) $0

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Patria

1 year ago

Wait, did they just throw in a health plan as the secondary plan? That's a new twist!

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Fabiola

1 year ago

Oof, the nonduplication of benefits clause is a real curveball. I better brush up on my COB knowledge.

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Wilda

1 year ago

B) $300

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Dick

1 year ago

I think the answer is A) $0 because the nonduplication of benefits clause means that the secondary plan will not pay benefits if the primary plan has already paid the full amount.

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