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Phillip Tsai is insured by both a traditional indemnity health insurance plan, which is his primary plan, and a health plan, which is his secondary plan. Both plans have typical coordination of benefits (COB) provisions, but neither has a nonduplication of
Suggested Answer: D
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34 comments · newest first
RE
Reena
12 months ago
Not sure about this, how can both plans pay the same bill?
JE
Jeanice
1 year ago
Definitely agree, $300 is too low for coverage limits.
TR
Tracie
1 year ago
Wait, so he can double dip on benefits? That seems off.
LA
Lajuana
1 year ago
I think $400 makes sense for nonduplication.
EM
Emmanuel
1 year ago
Both plans can cover the same expenses, that's interesting!
GA
Galen
1 year ago
I'm leaning towards $900 because it seems like a higher limit that might be used in more comprehensive plans.
CA
Carin
1 year ago
I feel like the $400 option might be common in some plans, but I can't recall if it applies to Phillip's situation.
QU
Queenie
1 year ago
I think I saw a practice question similar to this one, and it had a $300 limit. Could that be the right answer here?
AN
Antonette
1 year ago
I remember studying COB provisions, but I'm not entirely sure how the nonduplication works in this case.
HA
Hailey
1 year ago
Hmm, I'm a little unsure about this one. I know perpetuity is related to annuities that go on forever, but I'm not totally confident that's the right answer. I'll have to think it through carefully.
RA
Rashida
1 year ago
Hmm, I'm not totally sure about this one. Portfolio management principles... let me think. I know there are a few key ones, but I'm drawing a blank on the specifics right now. Guess I'll have to make an educated guess.
TE
Tequila
1 year ago
I'm not too familiar with the Avaya GREP tool, so I'm not entirely confident in my answer. I'll have to review the information about it again before making a decision.
RO
Rosenda
1 year ago
Hmm, let me consult my magic 8-ball... 'Reply hazy, try again later.' Well, that's not helpful!
BE
Berry
1 year ago
I bet the answer is $420 - because that's the only number that's really 'high' in this context.
BI
Billy
1 year ago
This question is really making me wish I had a crystal ball to see the right answer.
AL
Allene
1 year ago
D) $900
SH
Shayne
1 year ago
C) $400
JA
Jaleesa
1 year ago
B) $300
HU
Hubert
1 year ago
A) $0
PA
Patria
1 year ago
Wait, did they just throw in a health plan as the secondary plan? That's a new twist!
FA
Fabiola
1 year ago
Oof, the nonduplication of benefits clause is a real curveball. I better brush up on my COB knowledge.
WI
Wilda
1 year ago
B) $300
DI
Dick
1 year ago
I think the answer is A) $0 because the nonduplication of benefits clause means that the secondary plan will not pay benefits if the primary plan has already paid the full amount.
EL
Eleonore
1 year ago
B) $300
GW
Gwenn
1 year ago
A) $0
LA
Laurel
1 year ago
I know, COB can get pretty tricky.
MY
Myra
1 year ago
A) $0
ST
Stanford
2 years ago
Hmm, this sounds like a tricky coordination of benefits question. I'm going to think it through carefully.
GE
Gene
1 year ago
B) $300
WI
Willie
1 year ago
I think the answer is A) $0 because the primary plan will cover everything first before the secondary plan kicks in.
TH
Thurman
2 years ago
A) $0
HE
Herschel
2 years ago
I'm not sure, but I think it might be C) $400. Can someone explain why they think it's D) $900?
LI
Lisha
2 years ago
I agree with King, D) $900 makes sense because it's the highest amount.
KI
King
2 years ago
I think the answer is D) $900.