AHIP AHM-250 Exam - Topic 6 Question 65 Discussion

Actual exam question for AHIP's AHM-250 exam

Question #: 65
Topic #: 6

Phillip Tsai is insured by both a traditional indemnity health insurance plan, which is his primary plan, and a health plan, which is his secondary plan. Both plans have typical coordination of benefits (COB) provisions, but neither has a nonduplication of

A$0

B$300

C$400

D$900

Show Suggested Answer

Suggested Answer: D

by Janey at Feb 08, 2023, 02:31 AM

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Reena

4 months ago

Not sure about this, how can both plans pay the same bill?

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Jeanice

5 months ago

Definitely agree, $300 is too low for coverage limits.

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Tracie

5 months ago

Wait, so he can double dip on benefits? That seems off.

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Lajuana

5 months ago

I think $400 makes sense for nonduplication.

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Emmanuel

5 months ago

Both plans can cover the same expenses, that's interesting!

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Galen

5 months ago

I'm leaning towards $900 because it seems like a higher limit that might be used in more comprehensive plans.

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Carin

5 months ago

I feel like the $400 option might be common in some plans, but I can't recall if it applies to Phillip's situation.

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Queenie

5 months ago

I think I saw a practice question similar to this one, and it had a $300 limit. Could that be the right answer here?

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Antonette

6 months ago

I remember studying COB provisions, but I'm not entirely sure how the nonduplication works in this case.

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Hailey

6 months ago

Hmm, I'm a little unsure about this one. I know perpetuity is related to annuities that go on forever, but I'm not totally confident that's the right answer. I'll have to think it through carefully.

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Rashida

6 months ago

Hmm, I'm not totally sure about this one. Portfolio management principles... let me think. I know there are a few key ones, but I'm drawing a blank on the specifics right now. Guess I'll have to make an educated guess.

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Tequila

6 months ago

I'm not too familiar with the Avaya GREP tool, so I'm not entirely confident in my answer. I'll have to review the information about it again before making a decision.

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Rosenda

10 months ago

Hmm, let me consult my magic 8-ball... 'Reply hazy, try again later.' Well, that's not helpful!

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Berry

10 months ago

I bet the answer is $420 - because that's the only number that's really 'high' in this context.

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Billy

10 months ago

This question is really making me wish I had a crystal ball to see the right answer.

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Allene

9 months ago

D) $900

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Shayne

9 months ago

C) $400

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Jaleesa

9 months ago

B) $300

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Hubert

9 months ago

A) $0

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Patria

10 months ago

Wait, did they just throw in a health plan as the secondary plan? That's a new twist!

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Fabiola

10 months ago

Oof, the nonduplication of benefits clause is a real curveball. I better brush up on my COB knowledge.

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Wilda

9 months ago

B) $300

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Dick

9 months ago

I think the answer is A) $0 because the nonduplication of benefits clause means that the secondary plan will not pay benefits if the primary plan has already paid the full amount.

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