Discuss AHIP AHM-250 Exam Topic 3 Question 121

From the answer choices below, Choose the response that correctly identifies the rating method that Mr. Sybex used and the premium rate PMPM that Mr. Sybex calculated for the Koster group.

DRating Method blended rating Premium Rate PMPM $138

ARating Method book rating Premium Rate PMPM $132

CRating Method blended rating Premium Rate PMPM $132

BRating Method book rating Premium Rate PMPM $138

Suggested Answer: C

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26 comments · newest first

Felicitas 4 months ago

$250 sounds reasonable, but I feel it could be lower, like $200.

Mabelle 4 months ago

I agree, but what about the PMPM? Could it be $250?

Arminda 4 months ago

Yeah, that makes sense. Experience rating fits the Koster group.

Clarence 4 months ago

I think Mr. Sybex used the experience rating method.

Thurman 6 months ago

The Koster group’s PMPM was calculated at $450, right?

Vonda 6 months ago

Wait, are we sure about the premium rate? Sounds off to me.

Lorean 6 months ago

But what about the PMPM rate? Was it really that high?

Amber 6 months ago

Totally agree, that makes sense!

Janey 7 months ago

I think he used the experience rating method.

Veronique 7 months ago

Community rating and $25.50 PMPM? I bet Mr. Sybex calculated that on the back of a napkin during his lunch break.

Merilyn 7 months ago

Community rating and $25.50 PMPM? Piece of cake! Mr. Sybex must be a math wizard or something.

Mitzie 7 months ago

Community rating and $25.50 PMPM? That's a no-brainer. I could have answered that in my sleep!

Luz 7 months ago

Community rating and $25.50 PMPM? Sounds about right to me. Nailed it!

Alease 7 months ago

The rating method is definitely community rating, and the PMPM is $25.50. Easy peasy!

Angelo 8 months ago

I’m confused about the PMPM part; did we cover how to calculate that specifically for group plans?

Jesusita 8 months ago

I feel like the experience rating method was mentioned in our notes, but it could also be adjusted community rating.

Gennie 9 months ago

I remember a practice question that discussed PMPM calculations, but I can't recall the exact formula we used.

Merilyn 9 months ago

I think Mr. Sybex might have used the community rating method, but I'm not entirely sure.

Andra 9 months ago

This looks challenging, but I'm going to give it my best shot. I'll draw on my notes and examples from class to guide me in selecting the correct response.

Christa 9 months ago

I think I've got a good handle on this. The rating method and premium rate PMPM should be straightforward if I apply the right insurance principles. I'll work through it systematically.

Ashley 9 months ago

I'm a bit confused by the wording of the question. I'll need to re-read it a few times to make sure I understand exactly what they're asking. Then I can start analyzing the answer choices.

Vince 9 months ago

Okay, let me see if I can break this down. The key is identifying the rating method and then calculating the premium rate PMPM. I'll need to use my knowledge of insurance concepts to work through this.

Elenore 10 months ago

Hmm, this seems like a tricky one. I'll need to carefully read through the answer choices and think through the rating method and premium rate PMPM step-by-step.

Norah 3 months ago

↳ replying to Elenore

Let's break down the options one by one.

Farrah 3 months ago

↳ replying to Elenore

I agree, the rating method is confusing.

Roselle 4 months ago

↳ replying to Elenore

This is definitely a tough question.

AHIP AHM-250 Exam - Topic 3 Question 121 Discussion