ACFE CFE-Law Exam - Topic 1 Question 73 Discussion

Actual exam question for ACFE's CFE-Law exam

Question #: 73
Topic #: 1

Country A's government requires financial institutions to report all instances of a customer depositing or withdrawing more than $10,000 in a day. To avoid attention regarding his illicit assets, James deposits $9,000 each day. In which of the following schemes is James engaging?

AMobile payment scheme

BIntegration scheme

CReverse deposit scheme

DStructuring scheme

Show Suggested Answer

Suggested Answer: D

by Lai at Apr 09, 2026, 01:59 PM

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Skye

I remember a practice question about money laundering where someone was breaking up deposits to stay under a limit. That sounds like what James is doing here.

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Amira

5 days ago

I think this might be related to structuring, but I'm not entirely sure. It sounds like he's trying to avoid the reporting threshold.

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