Acams CAMS Exam - Topic 3 Question 116 Discussion

Actual exam question for Acams's CAMS exam

Question #: 116
Topic #: 3

A compliance analyst has recently investigated an account where money was deposited in amounts below the reporting limit and almost entirely withdrawn in a foreign country.

Which type of money laundering is the compliance analyst potentially identifying?

ATrade-based

BCheck Kiting

CMicrostructuring

DStructuring

Show Suggested Answer

Suggested Answer: D

by Melissa at Jun 30, 2026, 12:09 PM

Limited Time Offer

25%

Off

Get Premium CAMS Questions as Interactive Web-Based Practice Test or PDF

Contribute your Thoughts:

Submit Cancel

Margot

4 days ago

Wait, could it be Structuring instead?

upvoted 0 times

...

Angelica

10 days ago

Definitely, those small deposits are a red flag.

upvoted 0 times

...

Elbert

15 days ago

Sounds like Microstructuring to me!

upvoted 0 times

...

Brice

20 days ago

I keep mixing up structuring and microstructuring. I think the key here is the small deposits, which might lean towards microstructuring, but I'm not completely confident.

upvoted 0 times

...

Erasmo

25 days ago

I feel like this question is similar to one we did on trade-based money laundering. But in this case, the focus is on the withdrawal pattern, so maybe it's microstructuring?

upvoted 0 times

...

Maurine

1 month ago

I'm not entirely sure, but I remember something about structuring being when you break up large amounts into smaller ones. Could this be that?

upvoted 0 times

...

Shaun

1 month ago

I think this might be related to microstructuring since the deposits are below the reporting limit. It sounds familiar from our last practice session.

upvoted 0 times

...