AAFM GLO_CWM_LVL_1 Exam - Topic 1 Question 105 Discussion

Actual exam question for AAFM's GLO_CWM_LVL_1 exam

Question #: 105
Topic #: 1

Mr. Kishan owns a factory producing some small spare parts.Under which policy he can get cover against the claim for paying damages and legal costs arising from any bodily injury or damage in the premises of his property ?

AKey man Insurance policy

BThe directors' and officers liability policy

CProduct Liability insurance

DPublic Liability Insurance

Show Suggested Answer

Suggested Answer: D

by Dewitt at Jul 04, 2025, 01:43 PM

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Nana

9 months ago

Public Liability covers injuries on the premises, so it fits.

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Dick

9 months ago

I agree, that's definitely what he needs!

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Loreta

9 months ago

Wait, are you sure? What about Product Liability?

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Tesha

9 months ago

Seems obvious, but I didn't know it was that specific!

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Merlyn

10 months ago

Public Liability Insurance is the right choice here.

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Jeanice

10 months ago

Yeah, I think Public Liability Insurance is the right answer. It seems to fit the scenario of covering damages and legal costs for injuries on-site.

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Charlie

10 months ago

I’m a bit confused. I thought Key Man Insurance was for covering key employees, not for liability claims.

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Hermila

10 months ago

I remember studying about different types of insurance, and I feel like Product Liability is more about the products themselves, not the premises.

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Lashaun

10 months ago

I think it might be Public Liability Insurance, but I'm not entirely sure. It covers bodily injury on the premises, right?

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An

11 months ago

I'm confident this is a public liability insurance question. Mr. Kishan needs coverage for claims arising from incidents at his factory, and that's exactly what public liability insurance provides.

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Lashaunda

11 months ago

Okay, I think I've got this. The question is asking about coverage for bodily injury or property damage on the factory premises, so public liability insurance is likely the right answer.

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Hailey

11 months ago

Hmm, I'm a bit unsure about the difference between product liability and public liability insurance. I'll need to review those concepts before deciding.

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Kiley

11 months ago

This seems like a straightforward question about liability insurance. I'll focus on understanding the key terms and matching them to the policy options.

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Bettina

1 year ago

Key man Insurance? Really? That's for protecting the business if a crucial employee dies or becomes disabled. Mr. Kishan needs to protect his factory, not his employees' life insurance policies.

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Dana

12 months ago

A) Key man Insurance policy

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Johnna

1 year ago

Public Liability Insurance, no doubt. What, does Mr. Kishan think he's a superhero or something? He needs protection for his factory, not his superpowers.

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Lindsay

1 year ago

Wait, did they just throw in 'directors' and officers' liability' as a red herring? That's for protecting the company's leadership, not the factory itself. Nice try, exam writers!

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